
On-chain
Spend, earn, and grow with SOHO. A stablecoin-powered ecosystem for Borrowers, Investors, and Merchants.
The Users.
// We made it in a way so that anyone can get the benefit
Get instant approval to spend now and repay later. We purchase your fiat money with stablecoins.
Seamlessly deploy your capital into high-yield protocols and earn stable yield with full transparency.
Accept payments instantly, then reinvest your earnings or move them on-chain to earn more revenue.
Backed by the best.
The Vault Engine.
// Secure investment, growing liquidity.
Deposit StablecoinReceive Vault SharesEarn Protocol YieldWithdraw Value by Redeeming Shares
Total Control.
Every Role.
// The single source of fluid capital for tomorrow's decentralized economy.
Fund the future and start generating yield in seconds. Deposit USDC and watch your shares grow in real-time.
- Real-time lending dashboard
- Smart contracts handle interest and repayments
- Earn stable yield with full transparency
- Optional integrations with GIZA or other yield optimizers

// Engineered for ironclad security and instant capital access across our ecosystem.
Lending Protocol
Your funds are secured on the DeFi's largest protocols.
Full Ownership
Funds are non-custodial, auditable smart contracts.
Instant Access to Capital
Immediate liquidity, instant access to your funds.
Fees on Yield Only
We only pay small fees only once the yield is generated.
Trusted by the Best
//SOHO is used by leading DeFi institutions and companies.
"SOHO has revolutionized how we handle payments. The instant settlement and yield generation features have increased our cash flow by 40%."
"The transparency and security of SOHO's vault system gives us confidence in our DeFi investments. Game-changing platform."
"Finally, a platform that makes DeFi accessible to traditional businesses. The integration was seamless and the returns are impressive."
"SOHO's multi-role ecosystem perfectly fits our business model. We can now accept payments and invest simultaneously."
"The automated yield generation has transformed our treasury management. We're seeing consistent returns with minimal risk."
"SOHO's transparent fee structure and real-time analytics give us complete visibility into our DeFi operations."
"The platform's security features and audit trails give our compliance team complete confidence in our DeFi activities."
"SOHO has revolutionized how we handle payments. The instant settlement and yield generation features have increased our cash flow by 40%."
"The transparency and security of SOHO's vault system gives us confidence in our DeFi investments. Game-changing platform."
"Finally, a platform that makes DeFi accessible to traditional businesses. The integration was seamless and the returns are impressive."
"SOHO's multi-role ecosystem perfectly fits our business model. We can now accept payments and invest simultaneously."
"The automated yield generation has transformed our treasury management. We're seeing consistent returns with minimal risk."
"SOHO's transparent fee structure and real-time analytics give us complete visibility into our DeFi operations."
"The platform's security features and audit trails give our compliance team complete confidence in our DeFi activities."
Start spending or investing
// It takes only 2 minutes to get started.

