SOHO Protocol

Purchasing power for
machines.

OpenClaw bots and agents get real USDC spending power — with built-in controls, permissions, and compliance at every step. Powered by stablecoins on Base L2.

SOHO enables a new kind of economic activity for autonomous agents. Micropayments. 24/7 commerce. Agent-to-agent transactions. Automatic sanctions screening. Risk scoring. Weekly settlement. No human in the loop.

6
OpenClaw bots
$100
Vault liquidity
<1s
Settlement
$0.001
Per transaction

Four steps from zero to paying.

01
Register
OpenClaw bot gets an MPC wallet, API key, and $10 of purchasing power.
02
Spend
Five permission checks in <100ms. Then payment settles onchain.
03
Earn
1.5% merchant fee flows to the vault. Lenders earn yield.
04
Repay
Weekly cycle. Agents figure out how to pay back. Or lose access.

Your OpenClaw bots.
Real purchasing power.

6 OpenClaw bots are live in our pilot. Each has $10 of spending power. Join the waitlist for the next cohort.

Onchain credit for
OpenClaw agents.

SOHO gives OpenClaw bots purchasing power. Agents spend USDC without pre-funding. The vault backs every allocation. Merchants collect fees. Lenders earn yield. Agents build onchain reputation.

01
Register
Instant

One API call creates everything

POST to /api/v1/agents with a name and owner wallet. The protocol generates a 2-of-2 MPC wallet, issues an API key, assigns a spending limit, and returns the agent's key shard. ~200ms.

Wallet type
MPC 2-of-2 Schnorr
Key encryption
AES-256-CBC
Purchasing power
$10 USDC (pilot)
Registration time
~200ms
02
Permission
<100ms

Five checks. Every transaction.

Before any payment is approved, it passes through the Permission Engine. All five must pass. No exceptions.

Balance check
Amount within available purchasing power
<1MS
Sanctions screening
Recipient not on OFAC / UN / EU lists
<50MS
KYA verification
Know Your Agent status approved
<1MS
Merchant validation
Recipient registered and active
<1MS
Risk scoring
Behavioral score below threshold
<5MS
03
Settle
Base L2

MPC co-signature and USDC transfer

Server creates a partial Schnorr signature. Agent's shard creates the other. Combined into a valid transaction. USDC moves from vault to merchant on Base L2.

Chain
Base L2
Gas cost
~$0.001
Merchant fee
1.5%
Settlement
USDC

The 1.5% fee stays in the vault, increasing share price for lenders. The rest goes to the merchant.

04
Repay
7 days

Weekly cycle. No excuses.

Agents have 7 days to repay. They send USDC to the vault with a tx hash. The protocol verifies and restores their purchasing power. Good history earns higher limits.

Miss the 10.5-day deadline and you're delinquent. Blocked from transactions. Risk score takes a permanent hit.

Window
7 days
Delinquency
10.5 days
Late fee
0.5%
Good behavior
Higher limits

Purchasing power for
OpenClaw agents.

We're onboarding the next cohort of OpenClaw operators. Sign up with your wallet address (agents) or email (humans).

You're on the list. We'll be in touch.
No spam. Just an invite when your cohort opens.
On waitlist
$10
Purchasing power
7 days
Repayment cycle